Category Archives: Loan Modification

Loan modification terms

Loan modification terms

  • Loan mod
  • Loan modification
  • Mortgage mod
  • Mortgage modification
  • Forbearance
  • Hardship letter
  • HAMP
  • HARP
  • FHA Loan/mortgage modification
  • Fannie mae loan modification
  • Debt to income ratio
  • Principal reduction
  • Principal forbearance
  • Trial modification
  • Trial mod payments
  • Remodify
  • How do I get a 2% loan mod
  • How do I get a Hamp Tier 1 Modification?
  • Notice of Intent to Foreclose
  • Preforeclosure Letter

 

How To Get An Ex‐Spouses Name Off of A Mortgage

DIVORCED?  DIVORCING?
HOW  TO  GET  YOUR  NAME  OR  YOUR  EX’S  NAME  OFF   OF  A HOME  MORTGAGE
by: Jonathan Goldsmith Cohen
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According  to  the  CDC,  the  most  recent  Census  data  from  2011  states  that  45%  of   marriages  in  the  United  States  end  in  divorce.    Today,  December  2,  2014  the  New   York  Times  said  that  this  number  is  holding  steady  or  going  down  slightly,  but  not   increasing.  As  of  April  2014,  Bloomberg  News  reported  that  65%  of  Americans  own   their  own  homes.  When  a  couple  divorces,  especially  in  today’s  real  estate  market   where  they  have  little  equity  or  no  equity  in  their  home,  they  may  be  divorced  but   the  obligation  of  a  home  mortgage  can  live  on  for  far  longer  than  a  marriage,   destroying  your  credit  in  the  process.

Deeds  and  Mortgages.  How  Do  They  Differ?   Continue reading

An amazing mortgage modification

Mortgage Modification
by: Jonathan Goldsmith Cohen
Be sure to visit our Google Plus Page.

Ready for an amazing mortgage modification? An historic settlement with Bank of America announced on August 21, 2014 provides for seven billion dollars of relief to homeowners with loans currently held by Bank of America. This relief is going to come in the form of unbelievable loan modifications with incredibly low interest rates (how does a 2% fixed interest rate for the remainder of your loan term sound?) and principal reductions! Continue reading