Chapter 13 Bankruptcy Law

Chapter 13 Bankruptcy Law NJ

As a Chapter 13 Bankruptcy Lawyer in NJ I can help you reorganize personal debts, restructure business debts, reorganize a business, help to secure a mortgage modification, eliminate a second mortgage, pay back taxes without interest or penalties, catch up on mortgage arrears, and force your mortgage company to start accepting payments again.

In a Chapter 13 Bankruptcy in our federal district in New Jersey, the term for reorganization of debt can be anywhere between 36-60 months. At the completion of the Chapter 13 Plan term, a discharge of bankruptcy is entered and the bankruptcy is complete. Since a Chapter 13 Bankruptcy lasts for 36-60 months, you are hiring your Chapter 13 Bankruptcy Lawyer for 3-5 years. We have to make sure that we are going to work well together!

A good Chapter 13 Bankruptcy lawyer can explain what is a complicated, nuanced area of the law in plain and simple terms to their clients. Their area of practice should be dedicated exclusively to bankruptcy law.

Every client should leave a consultation understanding what a Chapter 13 Bankruptcy can do for them, and exactly how the process for a Chapter 13 works. This is an ongoing dialogue between attorney and client during the term of a Chapter 13 Bankruptcy.

Your lawyer should have an excellent working relationship with the standing chapter 13 trustee for the applicable federal district and their staff trustees, know the judges involved, and be on top of the local practice rules and developments in the law. I do. And I wouldn’t have it any other way.